HOUDEIFA's CV
HOUDEIFA HADEF
Senior Bank Operations Analyst
Profile summary
Senior Bank Operations Analyst with 14 years of experience specializing in banking products, services, and operations within GCC markets. Trilingual professional with expertise in bank systems, regulatory compliance, clearing cheques, and corporate loan operations. Resulted in capability in overseeing payment processing, loan lifecycle administration, and AML KYC risk evaluations across 2 organizations.
Career highlights
Clearing and Remittance Operations: Oversaw and ensured the timely and accurate processing of inward and outward clearing cheques alongside checking and controlling process queues in remittance systems.
Corporate Credit and Loan Administration: Handled new loan disbursements and amendments for a diverse portfolio of corporate credit including complex syndicated, bilateral, Murabaha, and Ijarah facilities.
AML and Risk Evaluation: Evaluated client AML KYC conducted and verified appropriate risk profiles while conducting complex case investigations, alerts clearing, and suspicious activity reviews.
System Upgrades and Testing: Participated in User Acceptance Testing for system upgrades and changes while managing account blockings, internal fund transfers, and routine account reconciliations.
Key skills
Professional experience
Oversee and ensure the timely and accurate processing of inward and outward clearing cheques, including in-house and post-dated cheques.
- Participate in User Acceptance Testing (UAT) for system upgrade and changes.
- Checking and controlling process queues in remittance systems and related E-mail queues.
- Strategic and analytical thinker with superior problem solving and decision making skills.
- Evaluated client's AML KYC conducted and verified appropriate risk
Directed operations for payment processing and credit facilities, governing cross-functional workflows across internal queues and external clearing channels. Evaluated compliance controls and risk profiles, managing complex investigations alongside corporate loan lifecycle administration.
- Steered User Acceptance Testing protocols for system upgrades to maintain operational continuity during software transitions.
- Investigated suspicious activity alerts and verified client compliance with AML and KYC regulatory frameworks.
- Administered corporate loan disbursements and credit facility amendments across diverse syndicated and bilateral portfolios.
Authored core banking maintenance workflows, reporting directly to operations leadership and coordinating adjustments to pricing, repayment schedules, tenor terms, and final account settlements.
- Executed internal fund transfers and managed daily account blocking and unblocking procedures to support core banking operations.
- Performed routine internal account reconciliation and maintained dual control standards through peer currency audits.
- Collaborated with credit, finance, and payments teams to align operational workflows and prevent data security breaches.
Education
International management
- Dubai
Marketing
- Algeria
management
Certifications
Languages
Arabic · Professional
English · Professional
French · Professional